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Dave Says
America's trusted voice on money and business, Dave Ramsey is a personal money management expert and extremely popular national radio personality. His three New York Times best-selling books - Financial Peace, More Than Enough and The Total Money Makeover - have sold more than 6 million copies combined. His latest book is EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches.
It's Just Around the Corner

Statistics show that over one-third of all New Year’s resolutions are broken before the end of January. One survey revealed only eight percent of those making resolutions actually stick to them.

My team doesn’t play games when it comes to resolutions. We set goals in our personal and professional lives, and I’m not talking about just hoping for good things. I’m talking about serious planning for specific and measurable achievement. This is a vital part of the process, because one of the keys to turning goals and resolutions into reality is avoiding the set-it-and-forget-it mindset. We all get caught up in the day-to-day aspects of life and business from time to time, but you must look toward the future to get a handle on the big picture.

In addition to planning for progress, you need to spend some time now thinking about how you’ll maintain focus throughout the year. You might decide it’s a good idea to revisit your goals on a weekly or monthly basis in order to evaluate your progress. If interpersonal accountability is more your thing, you might think about pairing up with a friend or coworker who is also serious about achieving their own goals and resolutions.

But remember, work on one goal at a time. Trying to address several different issues at once isn’t just overwhelming-it’s self-defeating. Focus on one at a time, but bring all your energy, determination, and ideas to the table. You’ll be surprised at how quickly you can overcome bad habits or solve problems. And once you reach a single goal, you’ll be motivated to take on other new challenges!

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