Business Start Up Cost Calculator

Determining how much it would cost to start a business can be complex. Generally, it comes down to making estimates for these three items.

  • One time start up costs
  • Monthly costs during the start up phase
  • The timing and profitability of revenues during the start up phase.

Once you make these estimates, you can calculate the funds you will need by month during the critical start up phase of a business. Here are a series of calculators that can help.

Business Start Up Costs Calculator - Part One - One Time Costs
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Total
Purchase price or down payment if buying the business
Furniture & fixtures
Computers & technology
Office supplies
Utility deposits
Professional fees
Licenses & permits
Operating cash
Initial inventory
Other known costs
Cushion for the unknown
Total One Time Start Up Costs
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Grand Total
 
 
Business Start Up Costs Calculator - Part Two - Monthly Costs During Start Up
Monthly costs
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Total
Owner salary
Other salaries
Payroll tax
Rent
Equipment leases
Marketing
Supplies
Utilities
Insurance
Postage & shipping
Interest
Professional fees
Other known expenses
Cushion for the unknown
Total Monthly Costs During Start Up
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
Grand Total
 
Business Start Up Costs Calculator - Part Three - Monthly Revenue During Start Up
 
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
  
Revenue
Gross margin % % % % % %
Gross Profit from Sales During Start Up
Gross profit from sales
 
Business Start Up Costs Calculator - Part Four - Summary
 
Month 1
Month 2
Month 3
Month 4
Month 5
Month 6
  
One time costs
Monthly costs
Monthly net revenue
Funds needed by month
Cumulative funds needed

Working with anticipated business start up costs

Knowing when you will need funds during the early stages of a business can help you create a financing plan that is more efficient and demonstrate that you understanding of the financial dynamics of your business. You may want to create a tracking worksheet to compare what you anticipated with what your actual needs are.